Conveyancing

- Buying and selling of houses

- Re-mortgaging

- Advice on Commercial Property

- Leases

- Landlord and Tenant agreements and disputes

It is often said that buying and selling a house is one of the most stressful experiences a person has to go through, so we are here to you provide you with proper advice and support to make sure that you are relieved of the pressures involved in the process.

Once you have found your new home, leave it to us to handle all the details and arrange for you to collect the keys as quickly as possible. Similarly if your are selling, we'll aim to complete the process speedily and efficiently, and in all cases keep you updated and informed of progress through the transaction to completion.

Commercial premises

If you are interested in acquiring commercial premises - freehold or leasehold - or need help with a tenancy agreement or lease, we will be pleased to take care of all of the arrangements for you

Wills & Probate

- Making or amending a Will at any time

- Handling the estate (the property and assets) of another person after death

- Explaining Powers of Attorney & Enduring Powers

- Advice on retirement and savings

To many people, the thought of making a Will at a young age is just being pessimistic, as the concept of death, and the responsibilities it entails are not urgent issues, but this is a very important matter which should be addressed as soon as possible.

Making a Will is about providing for your loved ones in the event of your death, by arranging for executors, (people whom you trust to ensure that the terms of your will are carried out after the date of your death) to identify and value all of your assets and debts, make an application, if required, for a grant of the probate, to settle your income tax affairs and pay any debts, pay any inheritance tax due on your death, and to carry out your instructions as set out in your will

Probate

Executors appointed under a will, would usually have to obtain a grant of probate before they have authority to deal with the assets in an estate. The procedure for obtaining a grant of probate will vary depending upon the nature of the assets and their value.

If an estate is "excepted" (i.e. the value of the assets and relevant lifetime gifts is under a certain figure) then executors should only have to sign an oath before forwarding the will and the oath to the Probate Registry. A fee will be payable to the Probate Registry (currently £50) and a grant of probate should follow within three to four weeks. Once a grant of probate is received then the executors have authority to deal with assets within the estate and can proceed with the administration.

If the estate is not "excepted", then in addition to the above, executors will need to complete a detailed Inland Revenue account and pay any tax that may be payable on the death. There are stringent penalties imposed upon executors by the Inland Revenue if the executors fail to include in the Inland Revenue account full details of all assets.

Debt Recovery

- Understand the size and nature of your debt

- Develop a personal budget based on your specific situation

- Create a debt recovery plan to reduce your debt

- Debt collection

- Improve your cash flow

- Maintain your customer loyalty

- Reduce the risk of bad debt problems

- Prevention of foreclosure, repossession, legal action

- Assistance with knowledge and skills to help you make better financial decisions

When immediate action is required to recover your outstanding monies, our service provides the facility to take legal action, the fees of which will be added to the costs recoverable from the debtor.

We offer a personal service with constant contact being kept with our clients in order tp update progress.